Bankruptcy

Introduction

At Sandground, West, Silek, & Raminpour, PLC, you will personally meet with one of our experienced bankruptcy attorneys who will be able to best answer all of your questions and concerns.

We recognize that you are considering bankruptcy due to financial hardship which can be an extremely stressful time for you. Therefore, we offer superior legal services at a reasonable rate and are upfront with the fees and costs pertaining to the bankruptcy from the start.

Our Attorneys take the time to ensure that each client understands the bankruptcy process as well as the possible advantages and disadvantages of filing. You will have an attorney working with you every step of the way keeping you informed as to the status of your case at all times.

In the case that you do not qualify for bankruptcy, you will be advised on the alternative options available to you.

Chapter 7 Bankruptcy Process:

Step 1: The consultation

We offer a free initial consultation where an Attorney will analyze your case and determine whether bankruptcy is the best option for you. All questions will be answered and we will ensure you understand both the process and the potential consequences

Step 2: Gathering necessary documents

After you retain one of our Bankruptcy Attorney’s we will provide you with a list of documents we will need from you in order to prepare your bankruptcy petition and schedules.

Documents needed include the following:

  1. Proof of income such as pay statements as well as Income taxes
  2. A list of your monthly expenses
  3. A list of all your assets
  4. Bills, Lawsuits, Collection Letters, Invoices

Step 3: Document review/ Electronic Signing and Filing

Once we receive all of your documents we will prepare your bankruptcy petition for your review and signature which we will file from our office. We ask for about a week to complete the petition, but in the case of an emergency filing we are able to do so within 24 hours.

Step 4: Your 341 meeting (meeting of creditors)

Approximately 4 weeks after we file your bankruptcy, you will have a meeting with a chapter 7 trustee. This meeting is essentially a hearing used to verify that the information contained in your bankruptcy petition is accurate and complete to the best of your knowledge. The 341 meeting is attended by the chapter 7 trustee, the debtor, and the debtor’s attorney. However, creditors are also given notice of the meeting and in some cases they may attend. About a week prior to your 341 meeting you can schedule an appointment with your attorney to prepare.

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